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IMPORTANT NOTE: This Web site provides only a simplified description of coverages and is not a statement of contract.

Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements, or prospectus, if applicable. Coverage CANNOT be bound, amended, or altered by leaving a message on, or relying upon, information in this Website or through E-Mail.

Please note that completion of any requests for information through this website does not constitute the purchase of insurance.  No coverage may be added, changed or bound as a result of submitting requests for information or quotation of insurance.  All coverage must be confirmed by the agency in writing subject to an acceptable signed application meeting the underwriting guidelines of the Insurance Company.